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Yes, that means you too!We offer free auto insurance quotes for drivers that have had a history of driving violations or accidents in most cases considered high risk drivers, have let their insurance expire, or have less than perfect credit. We always offer the same flexible rate plans and outstanding customer service, regardless of your driving record. So what are you waiting for?And in just a few minutes, you’ll be protected by one of the most beloved Generals in all of automotive history. Vehicle insurance, in the United States and elsewhere, is designed to cover risk of financial liability or the loss of a motor vehicle the owner may face if their vehicle is involved in a collision resulting in property or physical damages. Most states require a motor vehicle owner to carry some minimum level of liability insurance. States that do not require the vehicle owner to carry car insurance include Virginia, where an uninsured motor vehicle fee may be paid to the state; New Hampshire, and Mississippi which offers vehicle owners the option to post cash bonds see below. The privileges and immunities clause of Article IV of the U. S. Constitution protects the rights of citizens in each respective state when traveling to another. A motor vehicle owner typically pays insurers a monthly fee, often called an insurance premium. The insurance premium a motor vehicle owner pays is usually determined by a variety of factors including the type of covered vehicle, the age and gender of any covered drivers, their driving history, and the location where the vehicle is primarily driven and stored.

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01.14.2007 | 34 Comments

But what if there were serious bodily injuries and considerable damages to your property?Would it not be reassuring if the other party involved in the car crash be able to pay you back?But the unfortunate fact is that car insurance laws are still ignored. It is for this reason that the Lone Star State has devised laws to punish offenders severely. —————————————— Karen WalterThanks for help, I recommend your site to friends often…no one told me about raising my deductible would save me so much money. Thanks!I’d exercise some caution with this one. If you cause a major accident and have a low amount of liability coverage, your personal assets could be at risk. For example, if you cause $500,000 of damage cause a severe injury that takes a lot of rehab and have $100K of liability coverage, the victim can come after you for the excess 400K. Also, there is a diminishing cost as the amount of coverage increases. 500K coverage doesn’t cost twice as much as a 250K policy. This is partly because there’s some overhead that’s the same regardless of the amount, but also because the risk of causing 500K of damage is far less than causing 250K in damage. All great tips, I like combining policies, raising deductibles and always shop around. I think the greatest changes taking place with car insurance relate to tips 8 Mileage and 9 Use of Equipment.

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01.14.2007 | 16 Comments

They offer this plan to you either when your standard manufacturer warranty runs out, or when you purchase your vehicle. If they offer the car repair insurance when you purchase your new vehicle, they often offer additional coverage on their extended warranties, beyond what they offer on the standard manufacturer warranty. However, these plans can be more expensive than other plans, and the manufacturer often requires that you keep your mileage very low—below the average. Additionally, you have to use the dealer for any repairs. Companies not affiliated with any dealer or automobile manufacturer sell third party plans. These plans vary in coverage and safety.